Author Archives: Ian

Three Trends That Will Shake Up The Insurance Sector

The insurance sector can trace is heritage over hundreds of years with the first known insurance contracts being recorded in Italy in 1347. Fast forward to 2017 and with Lloyds underwriters still grappling their trademark slipcases, the flimsy leather sheaths … Continue reading

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Two Important Regtech Trends That Will Shape The Future

A leading Private Equity firm approached me to share my insight on the strategic trends and commercial opportunities that are driving the regtech sector. Regtech is a sub-set of fintech that focuses on the use of new technologies and innovation to … Continue reading

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How to build a Digital Dream Team

Many organisations are pivoting to new digital business models, requiring large parts of the employee base to adopt a digital business value chain. At the same time, digital experiments such as innovation labs and new digital products have delivered notable … Continue reading

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Time to Reboot Corporate Banking – Is Everyone Ready ?

Corporate banking is often seen to be removed from the digital disruption that has shook many traditional industries such as retail, music and travel. In an industry that has operated as a relationship business, many corporate banking customers have shifted … Continue reading

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Fintech Collaboration – A story of David and Goliath

The partnership between fintechs and banks has often been told as a story of David and Goliath, a relationship that has been contentious at best and adversarial at worst. Many industry observers predicted that the progressive culture and technology superiority of fintechs would … Continue reading

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Banking As A Utility Changes Everything

In today’s highly competitive landscape, banks are facing an ever demanding challenge from an increasing cost base and declining revenues, coupled with rising compliance costs and capital requirements. At the same time, increasing customer demands, internal pressures to identify new … Continue reading

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How to transform your business to a digital platform

When taking your business from a traditional IT model to a modern digital platform there are 3 key areas to review: Customer First, a Platform for Talent and New Ways of working. Let’s review each one in turn to understand … Continue reading

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Cash Is King ?

Traditional experience would teach us that cash is king, but a recent survey reports that most UK adults are carrying less than £22 in their wallets, barely enough to accommodate an evening out. With multiple ways to pay, including mobile … Continue reading

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Digital Disruption – Key Pillars for Success (Part 3)

In my last blog I discussed the key trends of Digitisation and Digitalisation, and the process of exploiting digital assets to maximise new revenue and value opportunities. In this blog I will be discussing the key pillars for digital success: … Continue reading

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Digital Disruption – Digitisation and Digitalisation (Part 2)

In my last blog I discussed a new wave of digital disruption where existing business models are being challenged by agile new disruptors that have been built for the digital age, putting the customer in charge, with social, mobile, data … Continue reading

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