Category Archives: Digital

Banking As A Utility Changes Everything

In today’s highly competitive landscape, banks are facing an ever demanding challenge from an increasing cost base and declining revenues, coupled with rising compliance costs and capital requirements. At the same time, increasing customer demands, internal pressures to identify new … Continue reading

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How to transform your business to a digital platform

When taking your business from a traditional IT model to a modern digital platform there are 3 key areas to review: Customer First, a Platform for Talent and New Ways of working. Let’s review each one in turn to understand … Continue reading

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Cash Is King ?

Traditional experience would teach us that cash is king, but a recent survey reports that most UK adults are carrying less than £22 in their wallets, barely enough to accommodate an evening out. With multiple ways to pay, including mobile … Continue reading

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Digital Disruption – Key Pillars for Success (Part 3)

In my last blog I discussed the key trends of Digitisation and Digitalisation, and the process of exploiting digital assets to maximise new revenue and value opportunities. In this blog I will be discussing the key pillars for digital success: … Continue reading

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Digital Disruption – Digitisation and Digitalisation (Part 2)

In my last blog I discussed a new wave of digital disruption where existing business models are being challenged by agile new disruptors that have been built for the digital age, putting the customer in charge, with social, mobile, data … Continue reading

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Digital Disruption (Part 1)

 1. Technical Innovation For centuries banks have been a strong force in driving technical innovation, from the development of the first credit card in 1966 followed by the ATM in 1967, through to the introduction of telephone banking in 1980 … Continue reading

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The Rise of The Digirati – A new form of Digital Maturity

In a world where the pace of change is accelerating, a recent report from Cap Gemini ( http://bit.ly/R7VQBv ), identified the creation of a new class of digital organisation, the “Digirati” that are leading the new digital economy. Digirati organisations were … Continue reading

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